More than 68 million Americans receive a Social Security benefit. Of those beneficiaries, 53,595,000 are aged 65 or older and 51,773,000 are retired workers. For those who haven’t retired yet, more than four in five expect to rely on that check in retirement to some degree.

The average Social Security retired worker's monthly benefit in 1965 was $83.92. Today, the average has jumped to $1,929.20 as of the end of January -- close to a 2,200% increase.

Hopefully, if you owe them, you have the savings you need to pay your tax bill when you file your return. Not everyone owes Social Security benefit taxes. It depends on your provisional income, which is your adjusted gross income (AGI),

Social Security will run out of money in 2035. It really doesn’t work that way. The fund will only be able to 83% or so of the benefits it pays today. That number will drop to 70% a few years after that.

You'll need to be a high earner to get the maximum possible benefit, but there are a few other details you have to get right.

Social Security is likely a big part of your retirement planning, and it's best to have all the facts straight before you sign up.

Many Americans look forward to retirement as a time to maximize their Social Security benefits and pursue their goals. However, a recent change in the retirement age may prompt some to rethink their plans.